Annual report pursuant to Section 13 and 15(d)

INCOME TAXES - Deferred Tax Assets (Details)

v3.20.4
INCOME TAXES - Deferred Tax Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Deferred tax assets:    
Allowance for loan losses $ 283 $ 308
Depreciation and amortization 8,158 3,939
Accrued expenses 2,956 2,488
Interest 3,757 3,661
Operating lease liabilities 59,804 56,803
Net operating losses 126,163 107,415
Capital losses 7,749 7,437
Deferred revenue 1,956 2,124
Other 1,342 3,215
Total deferred tax assets 219,320 189,793
Less valuation allowance (152,884) (123,434)
Net deferred tax assets 66,436 66,359
Deferred tax liabilities:    
Operating lease right-of-use assets 61,467 59,716
Membership deposit liabilities 4,969 6,643
Total deferred tax liabilities 66,436 66,359
Net deferred tax assets $ 0 $ 0